AED exchange rate today
The dirham is pegged at 3.6725 to the US dollar. Today's rate against the Indian rupee, Pakistani rupee, Philippine peso and more — interbank mid-market, updated every morning.
What changed
One dirham buys 25.85 rupees this morning, fewer than the 25.89 of the last reading — a move of 0.15%.
This is the interbank mid-market rate. An exchange house will pay between half and one and a half per cent less.
History
| Date | US dollar | Indian rupee | Pakistani rupee | Philippine peso | Bangladeshi taka | Sri Lankan rupee | Nepalese rupee | Pound sterling | Euro |
|---|---|---|---|---|---|---|---|---|---|
| 3 Nov | 3.6725 | 25.85 | 75.36 | 17.27 | 33.86 | 90.49 | 41.36 | 0.2031 | 0.2432 |
| 2 Nov | 3.6725 | 25.89 | 75.37 | 17.35 | 33.78 | 90.51 | 41.4 | 0.2034 | 0.244 |
| 1 Nov | 3.6725 | 25.88 | 75.36 | 17.35 | 33.8 | 90.48 | 41.41 | 0.2034 | 0.2439 |
| 31 Oct | 3.6725 | 25.89 | 75.36 | 17.35 | 33.8 | 90.48 | 41.42 | 0.2034 | 0.2439 |
| 30 Oct | 3.6725 | 25.95 | 75.29 | 17.38 | 33.8 | 90.45 | 41.52 | 0.204 | 0.244 |
| 29 Oct | 3.6725 | 25.95 | 75.33 | 17.43 | 33.81 | 90.45 | 41.52 | 0.2046 | 0.2443 |
| 28 Oct | 3.6725 | 25.92 | 75.41 | 17.43 | 33.78 | 90.46 | 41.47 | 0.2045 | 0.2444 |
| 27 Oct | 3.6725 | 25.94 | 75.45 | 17.42 | 33.71 | 90.41 | 41.51 | 0.204 | 0.2434 |
| 26 Oct | 3.6725 | 25.91 | 75.33 | 17.34 | 33.62 | 90.45 | 41.46 | 0.2036 | 0.2429 |
| 25 Oct | 3.6725 | 25.87 | 75.38 | 17.33 | 33.69 | 90.4 | 41.39 | 0.2036 | 0.2431 |
| 24 Oct | 3.6725 | 25.88 | 75.35 | 17.33 | 33.69 | 90.4 | 41.4 | 0.2036 | 0.2431 |
| 23 Oct | 3.6725 | 25.84 | 75.44 | 17.3 | 33.68 | 90.4 | 41.34 | 0.2033 | 0.2428 |
| 22 Oct | 3.6725 | 25.76 | 75.44 | 17.26 | 33.69 | 90.32 | 41.21 | 0.2033 | 0.2424 |
| 21 Oct | 3.6725 | 25.87 | 75.38 | 17.18 | 33.68 | 90.29 | 41.38 | 0.2038 | 0.2425 |
| 20 Oct | 3.6725 | 25.88 | 75.34 | 17.17 | 33.66 | 90.17 | 41.41 | 0.2045 | 0.2427 |
| 19 Oct | 3.6725 | 25.92 | 75.32 | 17.17 | 33.61 | 90.1 | 41.47 | 0.2043 | 0.2426 |
| 18 Oct | 3.6725 | 25.89 | 75.42 | 17.16 | 33.52 | 90.15 | 41.42 | 0.2045 | 0.2422 |
| 17 Oct | 3.6725 | 25.9 | 75.43 | 17.17 | 33.5 | 90.15 | 41.44 | 0.2044 | 0.2422 |
| 16 Oct | 3.6725 | 25.89 | 75.41 | 17.18 | 33.53 | 90.12 | 41.43 | 0.2053 | 0.2428 |
| 15 Oct | 3.6725 | 25.94 | 75.39 | 17.13 | 33.62 | 90.16 | 41.5 | 0.2059 | 0.2436 |
| 14 Oct | 3.6725 | 25.95 | 75.46 | 17.1 | 33.55 | 90.08 | 41.53 | 0.2055 | 0.2433 |
| 12 Oct | 3.6725 | 26.12 | 75.39 | 17.1 | 33.54 | 90.07 | 41.79 | 0.206 | 0.2438 |
| 11 Oct | 3.6725 | 26.37 | 75.39 | 17.12 | 33.55 | 90.05 | 42.19 | 0.2058 | 0.243 |
| 10 Oct | 3.6725 | 26.38 | 75.39 | 17.12 | 33.51 | 90.03 | 42.2 | 0.2058 | 0.243 |
| 9 Oct | 3.6725 | 26.38 | 75.43 | 17.15 | 33.5 | 89.99 | 42.21 | 0.206 | 0.243 |
| 8 Oct | 3.6725 | 26.37 | 75.44 | 17.1 | 33.53 | 90.12 | 42.19 | 0.206 | 0.2432 |
| 7 Oct | 3.6725 | 26.27 | 75.32 | 17.1 | 33.45 | 90.07 | 42.03 | 0.2053 | 0.242 |
| 6 Oct | 3.6725 | 26.24 | 75.47 | 17.06 | 33.5 | 89.99 | 41.99 | 0.206 | 0.2429 |
| 5 Oct | 3.6725 | 26.26 | 75.56 | 17.05 | 33.55 | 90 | 42.01 | 0.2058 | 0.242 |
| 4 Oct | 3.6725 | 26.24 | 75.38 | 17.05 | 33.46 | 89.97 | 41.98 | 0.206 | 0.242 |
| 3 Oct | 3.6725 | 26.24 | 75.38 | 17.05 | 33.49 | 89.97 | 41.99 | 0.2059 | 0.242 |
| 2 Oct | 3.6725 | 26.23 | 75.42 | 17.11 | 33.47 | 89.95 | 41.98 | 0.2062 | 0.2416 |
| 1 Oct | 3.6725 | 26.14 | 75.41 | 17.09 | 33.48 | 89.99 | 41.83 | 0.2053 | 0.2401 |
| 30 Sept | 3.6725 | 26.16 | 75.37 | 17.04 | 33.48 | 90.03 | 41.85 | 0.2058 | 0.24 |
| 29 Sept | 3.6725 | 26.16 | 75.49 | 17.02 | 33.52 | 90.03 | 41.86 | 0.2054 | 0.2395 |
| 28 Sept | 3.6725 | 26.12 | 75.4 | 17 | 33.47 | 89.82 | 41.8 | 0.2058 | 0.2391 |
What this rate is
This is the interbank mid-market rate — the rate banks trade dirhams at, and the one Google and XE show. It is the honest midpoint, and it is the number to compare offers against.
It is not what you will get over the counter. An exchange house takes a margin, usually between half and one and a half per cent, and a bank's app often takes more. If a provider quotes you within about one per cent of the figure above, that is a fair rate; much further and you are paying for convenience.
When it changes
Currency markets move continuously on weekdays. This page takes one reading each morning, so over a weekend it shows Friday's rate, because that is the last one the market set.
The dirham itself is pegged to the US dollar at 3.6725 and has been since 1997, so AED/USD does not move. Everything else here moves because the other currency does — when the rupee weakens against the dollar, it weakens against the dirham by the same amount.
Sending money home
Rates are usually keenest midweek and around the end of the month, when remittance houses compete for payday volume. The difference between the best and worst provider on the same day is routinely larger than the transfer fee, so the rate is worth comparing even when the fee looks free.
What the counter will actually pay you
The figure at the top of this page is the mid-market rate. No exchange house pays it, and none pretends to — the margin is how they make money on a transfer that advertises a low fee, or no fee at all.
In practice:
- An exchange house typically takes between half and one and a half per cent off the mid-market rate. Within about 1% is a fair deal.
- A bank's app is usually worse than an exchange house, sometimes considerably, because the margin is buried in the rate rather than shown as a fee.
- "Zero fee" transfers are not free. The cost has moved into the rate, which is exactly why the mid-market figure is the number to compare against.
The arithmetic that matters: on AED 10,000, a one per cent spread costs you AED 100. That is larger than almost any transfer fee you will be quoted, so a provider charging AED 20 with a keen rate usually beats one charging nothing with a wide one.
What actually moves the rate
The dirham does not float. It has been pegged at 3.6725 to the US dollar since 1997, which means AED/USD does not move — it is a policy setting, not a market price.
Everything else on this page moves because the other currency moves against the dollar. When the Indian rupee weakens against the dollar, it weakens against the dirham by exactly as much. So if you are watching for a good moment to send money home, what you are really watching is your home currency against the US dollar, and nothing about the UAE side of it.
That also means UAE news is largely irrelevant to your transfer, while the other country's inflation data, central bank decisions and trade figures are not.
FAQs
What is the AED to INR rate today?
Today's dirham rate against the Indian rupee, Pakistani rupee, Philippine peso, Bangladeshi taka, Sri Lankan rupee, Nepalese rupee, pound and euro is at the top of this page, updated every morning. It is the interbank mid-market rate — the honest midpoint, and the number to compare a provider's offer against rather than the rate you will be paid at a counter.
Why is the exchange house rate lower than the rate on this page?
Because this is the interbank mid-market rate, which is what banks trade with each other at. An exchange house buys at one price and sells at another, and the gap is its margin — usually between half and one and a half per cent. That is not a hidden charge so much as the actual price of the service, and it is why "zero fee" transfers are not free.
Is the UAE dirham pegged to the US dollar?
Yes, at 3.6725 dirhams to the dollar, and it has been since 1997. The rate is set by policy rather than by the market, so AED/USD does not move day to day. Every other rate on this page moves because the other currency moves against the dollar.
Why does the rupee rate change if the dirham is pegged?
Because the peg fixes the dirham to the dollar, not to the rupee. When the rupee weakens against the dollar it weakens against the dirham by the same amount. If you are waiting for a better rate, what you are actually waiting on is your home currency against the US dollar — UAE news has almost no bearing on it.
What is the best day to send money from the UAE?
Rates tend to be keenest midweek and around the end of the month, when remittance houses compete for payday volume. That is a tendency rather than a rule, and it is worth far less than comparing providers on the day: the spread between the best and worst provider on the same morning is routinely wider than any day-of-week effect.
How much does it cost to send money from the UAE to India?
The fee is usually the smaller part. On AED 10,000 a one per cent exchange margin costs AED 100, which is more than most quoted transfer fees — so compare the rate you are offered against the mid-market figure on this page, add the fee, and judge the total. A provider charging AED 20 with a keen rate often beats one charging nothing.
Is it cheaper to send money online or at a branch?
Digital channels are usually keener, because the cost of running a branch is in the counter rate. The gap varies by provider and by corridor, so the method for checking is the same either way: take the offered rate, compare it with the mid-market rate above, and add the fee.
What is the mid-market rate?
The midpoint between what buyers and sellers are quoting for a currency on the interbank market — the rate with no margin added in either direction. It is what Google and XE show, and it is the reference point every provider's offer should be measured against. Nobody transacts at it retail, which is the point of using it as a benchmark.
Does this page show the rate I will get?
No, deliberately. It shows the interbank mid-market rate, which is a benchmark rather than an offer. Expect to receive between half and one and a half per cent less at an exchange house. A page that quoted the mid-market rate and let you believe it was the counter rate would mislead you by roughly the cost of your transfer.
How often is this page updated?
Once every morning. Currency markets trade continuously on weekdays, so a daily reading is a snapshot rather than a live tick — and across a weekend the page shows Friday's rate, because that is the last one the market set. The history table above records every reading.
Sources and method. Interbank mid-market rates via open.er-api.com, which publishes a next-update timestamp with every response · The AED/USD peg of 3.6725 is set by the Central Bank of the UAE and has been unchanged since 1997
